I make a decent return on my investments and the biggest guide I can give you is to watch the Baby boomers and what they are going to do with their money next.

I make a decent return on my investments and the biggest guide I can give you is to watch the Baby boomers and what they are going to do with their money next. That and stay away from bubbles/crashes ("don't try to catch a falling knife"). You'd think that this information would already be embedded into the market, but it really isn't.