Apart from that, few people can afford a house without a loan from the bank. As long as you have to pay back this loan, the house doesn't belong to you, but to

Apart from that, few people can afford a house without a loan from the bank. As long as you have to pay back this loan, the house doesn't belong to you, but to the bank. Where I come from, this loan is so high that you need 20 - 30 years to pay it back. If you become unemployed, you're pretty much fucked.