[...] Work very hard till you achieve financial independence, after which you can do whatever you want. This is a very interesting statement. The thing to keep

[...] Work very hard till you achieve financial independence, after which you can do whatever you want. This is a very interesting statement. The thing to keep in mind is that working very hard changes you, so that the thing you'll most likely do after achieving financial independence is probably more of the same (very hard work). I'm taking a different approach, perhaps most succinctly advocated by Mr. Money Moustache (http://www.mrmoneymustache.com http://www.mrmoneymustache.com): Become extremely frugal till you achieve financial independence, after which you can do whatever you want. This is done with the same caveat: after achieving financial independence, you'll most likely continue being frugal, which is a very good thing.