A few prominent stormers really changed the game about 15+ years ago because they were very forward looking when it came to leveraging technology in the industr

A few prominent stormers really changed the game about 15+ years ago because they were very forward looking when it came to leveraging technology in the industry. APIs provided them with hail data and they used that data to send out targeted mailers before canvassing neighborhoods and capturing the business before their competitors showed up. When they find a lead, they would move quickly to get a 3D model of the home courtesy of a company like Eagleview, which creates models from their arial photo database, which they would then provide to insurance companies with accurate estimates so they could get started quickly. Needless to say, the process has been significantly streamlined to help homeowners deal with claims and get their roofs fixed, mostly to the benefit of the bigger stormers. I can’t provide publicly available data, but when you look at the aftermath of these storms from an arial and satellite imagery perspective, you will see these events have grown in terms of objectively destructive impact. I’m not suggesting there haven’t been dozens of other factors that have inflated the financial impact (codes, costs, appreciation, etc.). My guess is the cumulative impact accounts of these other factors accounts for less than half of the financial impact, but I have honestly not looked at the data.