Having house be store of value/investment rather than commodity is a big part, it's not just "getting permission is hard", because as long as it is a an investm

Having house be store of value/investment rather than commodity is a big part, it's not just "getting permission is hard", because as long as it is a an investment, everyone that has housing will do everything in their power to keep the status quo, including pushing the lawmakers to make it hard to do anything that would lower housing value.