The average Tesla is very new and pretty expensive (incl to repair) so I'm kind of wondering whether Tesla owners are just more likely to report minor accidents

The average Tesla is very new and pretty expensive (incl to repair) so I'm kind of wondering whether Tesla owners are just more likely to report minor accidents they can get covered by insurance. When I drove an old Mazda I didn't bother reporting anything short of catastrophic damage (obv if I caused an accident for someone else I'd report)... I don't think that's true for someone driving a new Model Y.