100% agree. I thought similarly with Plaid and Visa. It feels like it will stifle competition because it's now harder to get funding. Back when Facebook and Goo

100% agree. I thought similarly with Plaid and Visa. It feels like it will stifle competition because it's now harder to get funding. Back when Facebook and Google were making so many acquisitions, it seemed like money was just flowing. Bad for competition. Good for incumbents.