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I recommend using virtual credit cards for subscriptions. I just cancel the card if the account cancellation process is hostile in anyway.
by thelittleone 3y ago
I recommend using virtual credit cards for subscriptions. I just cancel the card if the account cancellation process is hostile in anyway.
- Perz1val 3y agoWhat's the best way to acquire those?
- leshenka 3y agoThe bank's smartphone app?
- Naracion 3y agoIf you're in the US, then I can recommend privacy.com My current bank (Wise) also offers virtual debit cards. I am in the UK now and Wise works well. I still use both since I still have my American bank account though.
- thelittleone 3y agoI use Mercury as I expense most subscriptions for business.
- jann 3y agoBeing on the receiving side of that can be very frustrating. Even though users can cancel easily and without any human interaction, they cancel their credit card which then costs us multiple months of revenue in cancellation fees.
- tomashubelbauer 3y agoWhich is why I'd not do it to a small company with a clean cancellation process and also why it is a good thing to do it to Adobe (multiple times a day ideally).
- nolok 3y agoIn Europe just cancel your credit card authorization at the bank, or your SEPA mandate, or your PayPal authorization, depending on. They will try to scare you and ultimately won't go after you because the legality of this for b2c is very very iffy (because of the way they present the information on the sale page, which doesn't meet any informed consent level required). At least in my country, apparently in NL too, and if it ever got to the European level it would be smashed easily.
- Dayshine 3y agoWhy do people keep recommending this? If you do this the next step they take is sending your debt to collections, and now you have either ruined credit or a court case.
- Zenul_Abidin 3y agoA virtual debit card should prevent collections from getting involved though, since there's literally no debt.
- Dayshine 3y agoYou have agreed to a contract, so there is debt...