Do they? When I move money between two accounts each in large banks it takes a day or more to clear. It would literally be an order of magnitude faster for me t

Do they? When I move money between two accounts each in large banks it takes a day or more to clear. It would literally be an order of magnitude faster for me to walk to the a branch of one, withdraw, walk to a branch of the other to deposit than it is to move the money online.