> bozos in charge who can't seem to develop a secure payment system Actually, the credit card system is very secure to you the consumer. By regulation, you're

> bozos in charge who can't seem to develop a secure payment system Actually, the credit card system is very secure to you the consumer. By regulation, you're not liable for anything if your card number is abused in a card not present transaction (typically the case here for numbers stolen over the internet). I don't have any other form of payment that is as secure, so good job credit cards. (As a cryptography and security nerd, it took me a long time to learn that while mathematically guaranteed security is very cool, sometimes you can achieve an equal result just by passing a law.)