3 ms·
I agree that healthcare should not be employer subsidized, but I don't think there is any country in the world where you just go out and buy it like car insuran
by burkaman 3y ago
I agree that healthcare should not be employer subsidized, but I don't think there is any country in the world where you just go out and buy it like car insurance. Almost everywhere in the world it is a baseline government service, and in some rare cases it is a private service but heavily subsidized by the government when necessary. If I could replace the US system with something I would choose one of those options.
- bluGill 3y agoYou can just go out an buy health insurance in the US, but it is typically a horrible deal. If you have a job odds are your company is putting in thousands of dollars if you go with their plan, get any other plan and you lose all the money. Self employed people do this all the time (generally via the exchanges), as do people who don't work enough hours to get employer health care (the later often get low income subsidies not available to most people).
- UtopiaPunk 3y agoYeah, me and my partner were both freelancing for a time, and shopping for health insurance was terrible. Health insurance wasn't the only reason I shifted from freelance to employee work, but it was definitely a very large reason. Now my whole family is covered under my employer's health insurance (and my partner still freelances). It is wacky that my ability to see a doctor is depends on my job. Losing my job and experiencing a medical emergency is a scarier proposition than losing a month or two of pay for me, tbh.