It's kind of silly though. They are no more "secret" than your credit card number itself or expiration date. Apple Card rotates the CCV (fixed time interval, A

It's kind of silly though. They are no more "secret" than your credit card number itself or expiration date. Apple Card rotates the CCV (fixed time interval, AFAICT, not per transaction), so it is a secret, even if only temporarily. Once you give it out once or hand your credit card to literally anyone, it's out. Sure, the cashier now has it, but they're not supposed to be entering it into a database so that everyone has it, hence the "PCI" part.