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I think Progressive has some kind of Orwellian name for it like "Safe Driver Program" or something. It's called Snapshot, and that program's the main reason I
by bunderbunder 15y ago
I think Progressive has some kind of Orwellian name for it like "Safe Driver Program" or something.
It's called Snapshot, and that program's the main reason I chose Progressive. I very much appreciate that there's an insurance company that agrees that I should be able to get a lower rate if I can prove that I'm a more prudent driver. Sure, they gotta collect some data on my driving habits first. But how the heck else am I supposed to demonstrate to them that I have safer driving habits?
Personally, I think I'd have to be stupid to not take them up on the offer.
- dfxm12 15y agoWhy can't you prove this by not having any moving violations in a given time period? "Safe driving" is not a cut and dry thing, you may have to do things that, in a vacuum, appear unsafe in order to avoid an even less safe situation...
- bunderbunder 15y agoNothing they're watching for is technically illegal. Nor should it be. One of the biggest things they're looking for is simply how much time you spend on the road, for example. No, safe driving is not cut-and dry. Nor are the terms of their program. The discount you can get can fall anywhere within a very wide range, and depends on multiple non-binary factors.