20 years ago in school our English teacher had us read a science fiction short story about a robbery. I wish I could remember the name of it. The essential idea

20 years ago in school our English teacher had us read a science fiction short story about a robbery. I wish I could remember the name of it. The essential idea was that robbery was at some point legalised and nobody really cared because they just claimed on insurance. With more and more of our possessions being basic commodities (cars, electronics, IKEA furniture etc.) and everything of importance being digital, this seems to be coming true now.