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All chargebacks can be disputed. Best Buy can provide evidence, including the return policies shown on the kiosk, which the banks will review to determine if th
by dangrossman 15y ago
All chargebacks can be disputed. Best Buy can provide evidence, including the return policies shown on the kiosk, which the banks will review to determine if the chargeback should stand or not. If Best Buy also loses the dispute, the customer will keep their money, but Best Buy still has the option of a court case.
- mangodrunk 15y agoIt seems that businesses have an uphill battle in that they have to spend time and money to provide evidence whereas the customer can simply make a claim. And the option of a court case doesn't seem like a good option either, would it cover court costs, and if it does they might be against such things for the bad publicity it might generate.
- HeyLaughingBoy 15y agoThe claim has to be reasonable. If you buy a pair of $10 shoes and try to chargeback a year later, the bank will almost certainly refuse. OTOH, as I said in another post, if you purchased something and it was not as expected and the vendor won't take a return, the chargeback will almost certainly go through. There are exceptions, but not many.
- dangrossman 15y agoThat's one of the reasons most stores have such generous return policies. There's a cost to having an upset customer whether they're right or wrong... at least, when they pay with credit. Sometimes it's cheaper to take a loss on the return than to deal with a chargeback -- which costs time and money even if you successfully dispute the customer's claims.