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The chargeback resolution policies are set by Visa and MasterCard, not by the bank. They do not have the option of forcing a chargeback where the store you shop

The chargeback resolution policies are set by Visa and MasterCard, not by the bank. They do not have the option of forcing a chargeback where the store you shopped at did no wrong. Some bank manager could decide to give you their money in the form of a statement credit, I suppose... Either way, switching banks regularly in order to steal electronics from stores doesn't sound like very ethical advice.

fleitz 15y ago
I think the author wanted the device his wife had, he reasonably assumed that a product with the exact same name would be the same product. Now he can't return it to get the device he really wanted to buy and reasonably assumed he would be buying. I don't know whether it's ethical, perhaps a philosopher can weigh in on that, in the meantime I think the author wants his cash back and the device returned. About the iPod I meant the offers the banks make when you open accounts and move a bill or two and deposit a couple hundred bucks for a month or two. What are the ethics around the myriad of fees surrounding VISA/MasterCard? What's the ethics around cutting off wikileaks from funding? What are the ethics around selling cables at 800% markup using illogical arguments about digital cables being 'better'? The world isn't an ethical place my friend.
- dangrossman 15y ago
  > The world isn't an ethical place my friend. 99% of the time, people play by the rules and play fair by each other. If those things you listed were excuses for lying and cheating your way out of paying anything you wanted, there would be no modern society; it'd be chaos. People that act as you described (who at any little upset, immediately turn to threatening the business with everything under the sun.. and in this case, are threatening a business that has nothing to do with the kiosk the purchase was made at) really grind my gears. Luckily, I've only encountered a few of the type out of tens of thousands of customers.

fleitz 15y ago

I think the author wanted the device his wife had, he reasonably assumed that a product with the exact same name would be the same product. Now he can't return it to get the device he really wanted to buy and reasonably assumed he would be buying. I don't know whether it's ethical, perhaps a philosopher can weigh in on that, in the meantime I think the author wants his cash back and the device returned. About the iPod I meant the offers the banks make when you open accounts and move a bill or two and deposit a couple hundred bucks for a month or two. What are the ethics around the myriad of fees surrounding VISA/MasterCard? What's the ethics around cutting off wikileaks from funding? What are the ethics around selling cables at 800% markup using illogical arguments about digital cables being 'better'? The world isn't an ethical place my friend.

dangrossman 15y ago
> The world isn't an ethical place my friend. 99% of the time, people play by the rules and play fair by each other. If those things you listed were excuses for lying and cheating your way out of paying anything you wanted, there would be no modern society; it'd be chaos. People that act as you described (who at any little upset, immediately turn to threatening the business with everything under the sun.. and in this case, are threatening a business that has nothing to do with the kiosk the purchase was made at) really grind my gears. Luckily, I've only encountered a few of the type out of tens of thousands of customers.