Lending money to strangers on the internet without recourse is profitable until it isn't. I assume the only currency trust is a web-of-trust and some type of "+

Lending money to strangers on the internet without recourse is profitable until it isn't. I assume the only currency trust is a web-of-trust and some type of "+/-" ratings system; which totally works until it doesn't. These are gifts to some people, not loans. Loans are enforceable contracts.