So besides the problems with transaction costs, there is the problem that the businesses selling these things would much, much rather have you pay a subscriptio

So besides the problems with transaction costs, there is the problem that the businesses selling these things would much, much rather have you pay a subscription than a one time cost. They would rather risk people willing to pay the one time cost not paying anything, then lose out on recurring revenue from a subscriber who might have preferred to pay a la carte instead.