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What do financial institutions where you live use to communicate TOTP codes? Here in the states, it's almost entirely TOTP codes over SMS (via a shortcode).
by barkerja 3y ago
What do financial institutions where you live use to communicate TOTP codes? Here in the states, it's almost entirely TOTP codes over SMS (via a shortcode).
- desas 3y agoUsually their app, sometimes SMS. SMS is outdated in a similar way that email is, it's something you use to receive notifications and messages from companies etc, it's not how you talk to your friends.
- pjerem 3y agoThank you email is still somehow decentralized. I’m really frightened that sooner or later, one of the GAFAM tries to replace it with its own « open » solution.
- ruszki 3y agoIt’s really not that decentralised anymore. I don’t have anything fancy, I just use a custom domain. About every fifth site can’t send email to it. I’ve heard that if you have your own server, it’s even worse, to the point that you need to pay for some proxy which helps you avoid such problems, and also avoid that almost everything recognise your emails as spam.
- pjerem 3y agoI also use a custom domain. I’m on FastMail with DKIM and SPF configured and I really don’t feel like I have issues.