Both. KYC, as justified by antiterrorism laws, is out of proportion for a small one-person business earning roughly a living wage. In the eventuality that KYC

Both. KYC, as justified by antiterrorism laws, is out of proportion for a small one-person business earning roughly a living wage. In the eventuality that KYC could be justified, it should be in the manner of Estonia and other European countries, who have managed to implement digital signatures without the insanity of validating infinitely reproducible pictures of paper ID documents from the last century, and relying on data-hungry third parties to process biometric data through "AI" black boxes.