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I'm sympathetic having worked in anti-fraud adjacent fields before, but this extreme pendulum swing - if that's what this indeed is - is at least inappropriate
by oooyay 3y ago
I'm sympathetic having worked in anti-fraud adjacent fields before, but this extreme pendulum swing - if that's what this indeed is - is at least inappropriate and at worst nefarious. All of my transactions go through this card; they owe me to represent me well when I'm a customer like that. When they fail to, someone needs to deliver some ire with sticking power. Same way that there's ire that can be felt by a consumer facing charges of fraud.
- xethos 3y ago> they owe me to represent me well when I'm a customer like that Perhaps I'm over-tired and missing your rationale, but: Why? Why do you think they're going to do that? Because the corporation will feel bad? Because you'll go elsewhere (like a different bank that issues cards that are either Mastercard or Visa on the backend)? Because "it's just as secure as debit, but they give me a free 30-day loan every month"? Have you ever tried to get money back from an authorized transaction through your bank where goods weren't satisfactory? They don't have your back at all - why the hell do you expect Mastercard to?
- oooyay 3y agoI use a credit card as a proxy against my bank account. That is the only reason I use it, because debit cards make it hard to appeal fraudulent transactions. If that capability is no longer there then my credit card is absolutely useless.