I've been the guy swept away, repeatedly. In the end the next time the billionaires blow the thing up, they'll get a bailout and I'll get a haircut, so I might

I've been the guy swept away, repeatedly. In the end the next time the billionaires blow the thing up, they'll get a bailout and I'll get a haircut, so I might as well get my slice of the pie now. For all the crowing, the implosion from consumer debt has never come, I suspect part of why debt keeps rising is harder to obtain bankruptcy.