If you can find some laws or contractual terms where some homeowners insurance is disclaiming homeowners doing things that are not "reasonable", I'm all ears. I

If you can find some laws or contractual terms where some homeowners insurance is disclaiming homeowners doing things that are not "reasonable", I'm all ears. I'd love to find out where this meme started, or a list of jurisdictions where this can actually happen. I just think this tendency to assert that DIY causes all these scary things, especially on the pan-jurisdiction Web, is terribly harmful FUD. It appears to be from the same vein as that "voiding your warranty" nonsense (which has thankfully started to go away).