Insurance is parasitic but they are the symptom not the root of the problem. They suck insurance dry so insurance has to suck you dry. The root is low supply of

Insurance is parasitic but they are the symptom not the root of the problem. They suck insurance dry so insurance has to suck you dry. The root is low supply of doctors. Thus unhealthy competition and thus doctors and the whole industry can charge exorbitant prices. They rip off insurance so insurance in turn rips you off. Make no mistake insurance is ripping you off, but there's healthy competition in this area. One insurance company can undercut another if they could... But they can't. Because the root of the problem is the cost of care itself. Of course the reason why there's a low supply of doctors is a deliberate business maneuver made by the AmA to lower the amount of doctors by lowering the amount of medical schools. In short Doctors are the reason why there's a low supply of doctors. The problem isn't purely capitalistic. It's sort of a hybrid of capitalism and government thats what causes this problem. When doctors aka the AmA are able to influence law to give them an unfair advantage that's what is responsible for the current state of things. In fact hybrids are responsible for most of corruption. You have to keep a clear separation between business and government for a healthy free market economy as in business cannot influence government but government can influence business. The incentives are misaligned for both parties. One is profit the other is honor, thus they cannot mix.