> "They were able to use money more freely as it was more abundant, so they were able to take more risks. Now that money is more expensive, they need to be mor

> "They were able to use money more freely as it was more abundant, so they were able to take more risks. Now that money is more expensive, they need to be more careful about it." > able to take more risks so who pays for consequences of the "risks"? my whole point was to illustrate the idea of privatizing profit and socializing losses.