Traditional Medicare pays most but not all of covered health care costs. So to cover the gap in coverage there are private standardized Medigap plans. Plan G ha

Traditional Medicare pays most but not all of covered health care costs. So to cover the gap in coverage there are private standardized Medigap plans. Plan G has no copays, coinsurance or deductibles except for the Part B deductible ($240/yr). Love Plan G. I would argue that Traditional Medicare has much more choice; most doctors+hospitals and all ERs accept Medicare Assignment. You can also go to the Mayo Clinic, Cleveland or Cedars Sinai with TM but rarely with MA.