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This technique is referred to as "baby bonds" in policy circles and has a number of advocates, lots of names you'd recognize.

• abeppu 3y ago
  ... yes and no. E.g. some baby bonds proposals with backing from recognizable names would: - have benefits which scale inversely with family income, rather than being 'universal' - be accessible for specified purposes, like education, buying a home, etc https://socialequity.duke.edu/portfolio-item/baby-bonds-a-universal-path-to-ensure-the-next-generation-has-the-capital-to-thrive/ https://socialequity.duke.edu/portfolio-item/baby-bonds-a-un...