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Privacy.com has a 1password integration so I have it create cards instead of filling in my real card https://blog.1password.com/privacy-virtual-cards/ https://

by swozey 3y ago

Privacy.com has a 1password integration so I have it create cards instead of filling in my real card https://blog.1password.com/privacy-virtual-cards/ https://blog.1password.com/privacy-virtual-cards/

flutas 3y ago
Just an FYI, Privacy won't help you out if something gets charged fraudulently to a card. Had a place triple charge me, place ignored all CS attempts from me. Privacy refused to help basically saying all three must have been valid and "they have policies with banks" that meant they "couldn't chargeback".
- bitvoid 3y ago
  Isn't that what the spend limit option is for?
  - LoganDark 3y ago
    While I agree that allowing a fraudulent charge to appear on your card in the first place is user error (they should all be paused when not in use, and anything that remains unpaused should have strict spend limits set to within a dollar), the inconvenience of doing this properly can be too great for someone who makes purchases regularly. Or someone who uses Amazon at all, because they don't actually charge your card when you make a purchase, they charge it randomly about 6 hours later. This trips me up all the time.
- LoganDark 3y ago
  > Just an FYI, Privacy won't help you out if something gets charged fraudulently to a card. Yes they will. I tried to buy a VPS from OVH, and then they immediately locked my account, demanded ID, and refused to refund. Contacted Privacy support to file a chargeback, and they just gave me an equivalent amount of Privacy credit and said not to worry about it, since an actual chargeback would be far more inconvenient for me. How large was the fraudulent charge?
davchana 3y ago
privacy.com is not good. one loses the cashback or points. privacy.com wants the bank account details aka access. one loses any credit card related protections like insurance, price protection, charge back, fraud etc.

by swozey 3y ago

flutas 3y ago

Just an FYI, Privacy won't help you out if something gets charged fraudulently to a card. Had a place triple charge me, place ignored all CS attempts from me. Privacy refused to help basically saying all three must have been valid and "they have policies with banks" that meant they "couldn't chargeback".

bitvoid 3y ago
Isn't that what the spend limit option is for?
- LoganDark 3y ago
  While I agree that allowing a fraudulent charge to appear on your card in the first place is user error (they should all be paused when not in use, and anything that remains unpaused should have strict spend limits set to within a dollar), the inconvenience of doing this properly can be too great for someone who makes purchases regularly. Or someone who uses Amazon at all, because they don't actually charge your card when you make a purchase, they charge it randomly about 6 hours later. This trips me up all the time.
LoganDark 3y ago
> Just an FYI, Privacy won't help you out if something gets charged fraudulently to a card. Yes they will. I tried to buy a VPS from OVH, and then they immediately locked my account, demanded ID, and refused to refund. Contacted Privacy support to file a chargeback, and they just gave me an equivalent amount of Privacy credit and said not to worry about it, since an actual chargeback would be far more inconvenient for me. How large was the fraudulent charge?

davchana 3y ago

privacy.com is not good. one loses the cashback or points. privacy.com wants the bank account details aka access. one loses any credit card related protections like insurance, price protection, charge back, fraud etc.