6 ms·

Is this 'virtual card number' something that Booking.com provides as an option to you, or do you have a third-party service for this?

ben_w 3y ago
I don't know what kubectl_h does, but I have a virtual card from Revolut
lakpan 3y ago
A lot of banks offer those nowadays. Wise has virtual cards and Revolut even has single-use cards, just to mention the most popular ones.
swozey 3y ago
Privacy.com has a 1password integration so I have it create cards instead of filling in my real card https://blog.1password.com/privacy-virtual-cards/ https://blog.1password.com/privacy-virtual-cards/
- flutas 3y ago
  Just an FYI, Privacy won't help you out if something gets charged fraudulently to a card. Had a place triple charge me, place ignored all CS attempts from me. Privacy refused to help basically saying all three must have been valid and "they have policies with banks" that meant they "couldn't chargeback".
  - bitvoid 3y ago
    Isn't that what the spend limit option is for?
    - LoganDark 3y ago
      While I agree that allowing a fraudulent charge to appear on your card in the first place is user error (they should all be paused when not in use, and anything that remains unpaused should have strict spend limits set to within a dollar), the inconvenience of doing this properly can be too great for someone who makes purchases regularly. Or someone who uses Amazon at all, because they don't actually charge your card when you make a purchase, they charge it randomly about 6 hours later. This trips me up all the time.
  - LoganDark 3y ago
    > Just an FYI, Privacy won't help you out if something gets charged fraudulently to a card. Yes they will. I tried to buy a VPS from OVH, and then they immediately locked my account, demanded ID, and refused to refund. Contacted Privacy support to file a chargeback, and they just gave me an equivalent amount of Privacy credit and said not to worry about it, since an actual chargeback would be far more inconvenient for me. How large was the fraudulent charge?
- davchana 3y ago
  privacy.com is not good. one loses the cashback or points. privacy.com wants the bank account details aka access. one loses any credit card related protections like insurance, price protection, charge back, fraud etc.
cultofmetatron 3y ago
privacy.com is fantastic for this.
bozhark 3y ago
Your credit card most likely offers the service
luma 3y ago
For supported cards, this function is built straight into Chrome. Works on my AmEx for example, every time Chrome prompts to auto-fill payment details one of the options is a one-time virtual card that gets automatically handled by Chrome itself. Works a treat!
- jksflkjl3jk3 3y ago
  That seems very shady. Surely there must be a financial institution behind the virtual number, no? Is Chrome a white label for one of these financial services?
  - ta1356356 3y ago
    Nothing shady, just an alias to your real account #/card number, its got to be supported by your bank and ties back to a real account. Thought it'd been commonplace for quite a while.
  - davchana 3y ago
    nothing shady. you add the actual card number in chrome. chrome saves it. chrome knows this card supports virtual card numbers. at the time of any payment, chrome gives option to autofill card details with actual card or virtual card. if virtual selected, chrome gives/send/syncs that virtual card with issuer/original card. capital one supports it. Amex too.
- solardev 3y ago
  Is this only on Android, with Google Pay integration? Or desktop Chrome too? News to me!
kubectl_h 3y ago
Capital One makes it very easy to generate virtual card numbers that map to a credit card account.

ben_w 3y ago

I don't know what kubectl_h does, but I have a virtual card from Revolut

lakpan 3y ago

A lot of banks offer those nowadays. Wise has virtual cards and Revolut even has single-use cards, just to mention the most popular ones.

swozey 3y ago

Privacy.com has a 1password integration so I have it create cards instead of filling in my real card https://blog.1password.com/privacy-virtual-cards/ https://blog.1password.com/privacy-virtual-cards/

flutas 3y ago
Just an FYI, Privacy won't help you out if something gets charged fraudulently to a card. Had a place triple charge me, place ignored all CS attempts from me. Privacy refused to help basically saying all three must have been valid and "they have policies with banks" that meant they "couldn't chargeback".
- bitvoid 3y ago
  Isn't that what the spend limit option is for?
  - LoganDark 3y ago
    While I agree that allowing a fraudulent charge to appear on your card in the first place is user error (they should all be paused when not in use, and anything that remains unpaused should have strict spend limits set to within a dollar), the inconvenience of doing this properly can be too great for someone who makes purchases regularly. Or someone who uses Amazon at all, because they don't actually charge your card when you make a purchase, they charge it randomly about 6 hours later. This trips me up all the time.
- LoganDark 3y ago
  > Just an FYI, Privacy won't help you out if something gets charged fraudulently to a card. Yes they will. I tried to buy a VPS from OVH, and then they immediately locked my account, demanded ID, and refused to refund. Contacted Privacy support to file a chargeback, and they just gave me an equivalent amount of Privacy credit and said not to worry about it, since an actual chargeback would be far more inconvenient for me. How large was the fraudulent charge?
davchana 3y ago
privacy.com is not good. one loses the cashback or points. privacy.com wants the bank account details aka access. one loses any credit card related protections like insurance, price protection, charge back, fraud etc.

cultofmetatron 3y ago

privacy.com is fantastic for this.

bozhark 3y ago

Your credit card most likely offers the service

luma 3y ago

For supported cards, this function is built straight into Chrome. Works on my AmEx for example, every time Chrome prompts to auto-fill payment details one of the options is a one-time virtual card that gets automatically handled by Chrome itself. Works a treat!

jksflkjl3jk3 3y ago
That seems very shady. Surely there must be a financial institution behind the virtual number, no? Is Chrome a white label for one of these financial services?
- ta1356356 3y ago
  Nothing shady, just an alias to your real account #/card number, its got to be supported by your bank and ties back to a real account. Thought it'd been commonplace for quite a while.
- davchana 3y ago
  nothing shady. you add the actual card number in chrome. chrome saves it. chrome knows this card supports virtual card numbers. at the time of any payment, chrome gives option to autofill card details with actual card or virtual card. if virtual selected, chrome gives/send/syncs that virtual card with issuer/original card. capital one supports it. Amex too.
solardev 3y ago
Is this only on Android, with Google Pay integration? Or desktop Chrome too? News to me!

kubectl_h 3y ago

Capital One makes it very easy to generate virtual card numbers that map to a credit card account.