A 50% discount still sounds like more than an insurance negotiated rate, my insurance paid about 20% of the list price for an MRI. They gave you a ”deal” that w

A 50% discount still sounds like more than an insurance negotiated rate, my insurance paid about 20% of the list price for an MRI. They gave you a ”deal” that was likely more than they’d get from insurance if you had it. I’ve long believed that cash payers should be charged the lowest negotiated rate for services. It's a scam that insurance companies pay so much less than a cash payer.