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Yeah Chase works out the best for sure. Especially if you manage to get a signup bonus. That's what I did for the Preferred earlier this year and it netted me 8
by spike021 3y ago
Yeah Chase works out the best for sure. Especially if you manage to get a signup bonus. That's what I did for the Preferred earlier this year and it netted me 80k extra points. Used part of it to get "free" roundtrip economy tickets to Japan from California. Not bad. You're right though that the Apple Card just isn't really that worth it unless you're buying hardware every year, which I do not.
- SOLAR_FIELDS 3y agoIf you have some greater than nominal amount of yearly spend on travel (like $500, seriously) I highly recommend upgrading to the reserve right after your year end bonus (this will maximize your points). Better even if you get an upgrade bonus. You get $300 of the $450 back immediately after you spend it on travel and the extra points will be made back in weeks if not months if you spend on it even a little. I had the preferred for like 6 years because it was the cheapest card with no foreign transaction fees and after upgrading to the reserve this year I am kicking myself for having waited this long. The lounges are meh but the better insurance and more points are killer, plus the one time free global entry is a nice benefit as well if you don’t already have it.