Credit cards have a crucial benefit over debit cards: they add a layer of indirection to my bank account. Steal (or mischarge) my credit card, run up 10k in ch

Credit cards have a crucial benefit over debit cards: they add a layer of indirection to my bank account. Steal (or mischarge) my credit card, run up 10k in charges, no problem. No money ever comes out of my bank account and I dispute the charges/report the card stolen. Steal my debit card, run up 10k in charges...there's 10k gone out of my account until the bank resolves the situation.