The hot dog stand might actually accept Amex. High-end businesses accept Amex, because it's worth it. Major chains can probably negotiate good deals. Tiny/seas

The hot dog stand might actually accept Amex. High-end businesses accept Amex, because it's worth it. Major chains can probably negotiate good deals. Tiny/seasonal businesses often use middlemen like Zettle that charge high fees and accept almost every payment method imaginable. Those in the middle who use traditional payment terminals and pay list prices may still avoid Amex due to the high fees.