I came here to say this. Rates are high because of Fed Funds expectations. Also, rates have been coming down since mid-October https://fred.stlouisfed.org/grap

I came here to say this. Rates are high because of Fed Funds expectations. Also, rates have been coming down since mid-October https://fred.stlouisfed.org/graph/fredgraph.png?g=1bU5a https://fred.stlouisfed.org/graph/fredgraph.png?g=1bU5a This is a terrible article from someone with no understanding of debt security markets.