There’s at least 50 different online banks that are paying more than 4.15%. Check out depositaccounts.com. Off the top of my head, Ally, Capital One, Vio Bank,

There’s at least 50 different online banks that are paying more than 4.15%. Check out depositaccounts.com. Off the top of my head, Ally, Capital One, Vio Bank, MyBankingDirect, SoFi, and a bunch of others. If you’re getting less than 5% it’s time to open a new account.