I have heard of insurance providers that simply don't pay out in the event of a loss. https://www.wfla.com/8-on-your-side/florida-insurers-close-nearly-200k-ia

I have heard of insurance providers that simply don't pay out in the event of a loss. https://www.wfla.com/8-on-your-side/florida-insurers-close-nearly-200k-ian-claims-without-payment/ https://www.wfla.com/8-on-your-side/florida-insurers-close-n... I hope your insurance is one of the ones that actually insures you.