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The purpose of "SEE ID" is that a cashier or server actually requests a photo ID like a license and verify the name and visual identity to the person presenting
by CharlieDigital 3y ago
The purpose of "SEE ID" is that a cashier or server actually requests a photo ID like a license and verify the name and visual identity to the person presenting the card.
This seems like the second most secure form of identity check (chip + PIN #1) if everyone could be made to follow it consistently.
- lxgr 3y ago> This seems like the second most secure form of identity check (chip + PIN #1) if everyone could be made to follow it consistently. Yes, but that's not happening since there is no incentive for the merchant to do it. Merchants are generally not liable for card-present lost/stolen card fraud, so the only thing this does for them is add friction. It's a textbook principal-agent problem (in addition to requiring a human in the loop), and I highly doubt that the schemes would ever introduce anything like that, especially given that there are viable alternatives available (PIN entry on the terminal, on-device authentication for mobile wallets etc.)