I'm presently encountering this issue. I would like to charge credit cards directly on the site without going through PayPal, but US gateways want me to have a

I'm presently encountering this issue. I would like to charge credit cards directly on the site without going through PayPal, but US gateways want me to have a US presence, European gateways want me to have a European presence (checked by seeing that I have a company address in Europe and utility bills coming in with my name to that address). Why it matters where I physically reside is a bit of a mystery to me.