Aren't you still assuming that the monthly payment is the same for mortgage vs. rent? When they're the same, obviously buying is better. But the entire point I

Aren't you still assuming that the monthly payment is the same for mortgage vs. rent? When they're the same, obviously buying is better. But the entire point I was making with my example was that those aren't necessarily the same, so you can't just say "renting is worse" without comparing the numbers...