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This is how my bank handles it as well. I just get a text with the charge line and amount, and it prompts me to reply either YES or NO (or maybe STOP, it's been
by everforward 3y ago
This is how my bank handles it as well. I just get a text with the charge line and amount, and it prompts me to reply either YES or NO (or maybe STOP, it's been a while). If I say YES or STOP, it stops payment and prompts me to call whatever the department for that is with a phone number.
It seems to also hint to their fraud system. I think the last one I got was when I was traveling, and it quit asking if the charges were authentic after the first couple.
- fennecfoxy 3y agoHSBC does this, it's Y/N for them as far as I remember. Accidentally put N one time and found they cancelled my CC. Was super annoying bc I had to wait for a new one to arrive but I guess a scorched earth policy is good (esp when they're liable for fraudulent use).
- jey 3y agoProbably not "STOP" since that's a reserved message in SMS that tells bots to stop messaging you entirely.