Depends on how much renting is. Waiting for a higher down payment while paying more to rent doesn't necessarily work out better. Additionally having an emergen

Depends on how much renting is. Waiting for a higher down payment while paying more to rent doesn't necessarily work out better. Additionally having an emergency fund afterwards is super important. Finally since prepayment penalties aren't a thing the difference between paying extra principal early on and a bigger down payment is mostly PMI. (And the interest on the payments until you make them)