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BCE is 3% cash for groceries, online retail + gas which is pretty good for $0 AF. Still, I use the Gold Card for groceries and restaurants, 4X points and 3x on
by CalChris 3y ago
BCE is 3% cash for groceries, online retail + gas which is pretty good for $0 AF. Still, I use the Gold Card for groceries and restaurants, 4X points and 3x on flights.
There are other eco systems, Chase + Capital One. There are hotel cards (Ritz Carlton which is a Marriott card), airline cards (Alaska Airlines Visa). The whole thing becomes a game of which card where and using credits and benefits to justify the AF. But it's second nature to me at this point. Apple Pay and probably Google Pay makes this easy. I rarely use a physical card.
Occasionally, Amex gets declined (grill inside an Indian casino late at night on I5, weird). Then I just use a Visa debit. In modern traveling, you need Visa as a backup. Visa is pretty universal.