Here's my idea for an indie music service. No idea if the numbers would work out viable but I'm sure with a bit of tweaking they could. The customer pays £11/m

Here's my idea for an indie music service. No idea if the numbers would work out viable but I'm sure with a bit of tweaking they could. The customer pays £11/month. The service keeps £1 for operating costs. The customer then gets 1,000 credits. Every time a customer streams a song, the artist gets 1p. If the customer listens to the song 100 times, the customer now owns the song and is free to download the song on to their devices. The customer doesn't spend any more credits any time they listen to that song and the artist doesn't get any more money from that customer for any further streams of that song. Alternatively the customer can purchase a song at any time for 100 credits - x, with x being however many times they've streamed it. If the customer burns through their 1000 credit limit they're free to purchase another 1000 credits by topping up another £10. Unused credits get passed on to the next month. Prices of credits are increased in line with inflation every year to ensure the work of the artist and the music service isn't being devalued. 1000 credits should work out at 115 minutes a day of music listening, if we're assuming the average song length is 3 mins 30 seconds. Really surprised something like this hasn't been implemented already. Seems like the sweet spot for both consumer convenience and artist renumeration. In my opinion Bandcamp was/is ok but has always been hamstrung in growing to its full potential by trying to shoehorn the old EP/LP model into the web rather than finding a way to make streaming better.