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Bud if you had a software job one month out of college I don’t think you’ve really had to interface with how bad shit gets. A large group of these people are h

by lovich 3y ago

Bud if you had a software job one month out of college I don’t think you’ve really had to interface with how bad shit gets. A large group of these people are having a revenue problem, not a spending problem I walked out of college in the Great Recession with a 900/month student loan debt and paying 500/month for rent in the shittiest apartment in the area with two roommates. I could only get minimum wage jobs that would send you home if you ever got close to full time so you didn’t get benefits. Working 50-60 hours a week got me about 1400-1700 a month before tax. I frequently had to steal food if I wanted to eat even every other day and healthcare was completely out the window. There was no improving that situation by being more careful about spending because there was nothing to cut. That was paycheck to paycheck with zero luxuries and not even all the necessities

asdfasvea 3y ago
>>>A large group of these people are having a revenue problem, not a spending problem I walked out of college in the Great Recession with a 900/month student loan debt <<< You didn't make it one sentence before you undermined your premise. Explain how a 900/month student loan payment isn't a result of a spending problem.
- lovich 3y ago
  Oh we can get into how at 17 years old all of society was convincing me that I needed a college degree or I’d work minimum wage jobs and live in poverty but that’s a separate conversation around how we don’t equip our children to make good decisions. By the time I was equipped enough mentally to make good decisions it was too late because why not also make student loans the only ones not dischargeable in bankruptcy. If you want to argue that the OP was talking about that kind of spending, especially in light of them discussing their own college degree, well that’s an argument I guess you could try and make.

by lovich 3y ago

asdfasvea 3y ago

>>>A large group of these people are having a revenue problem, not a spending problem I walked out of college in the Great Recession with a 900/month student loan debt <<< You didn't make it one sentence before you undermined your premise. Explain how a 900/month student loan payment isn't a result of a spending problem.

lovich 3y ago
Oh we can get into how at 17 years old all of society was convincing me that I needed a college degree or I’d work minimum wage jobs and live in poverty but that’s a separate conversation around how we don’t equip our children to make good decisions. By the time I was equipped enough mentally to make good decisions it was too late because why not also make student loans the only ones not dischargeable in bankruptcy. If you want to argue that the OP was talking about that kind of spending, especially in light of them discussing their own college degree, well that’s an argument I guess you could try and make.