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He gets into the "there's an app for that" mindset. Limiting factor there is having to get the iDevice out, turn it on, exit whatever app it was on, find the ap
by ctdonath 15y ago
He gets into the "there's an app for that" mindset.
Limiting factor there is having to get the iDevice out, turn it on, exit whatever app it was on, find the app, start the app, wait for the app to start, then do whatever is needed to approve the transaction. This must be simplified as far as possible; yes none of it is difficult, but to win it must be easier than a credit card's "open wallet, find card, grab card, swipe card[, sign here]" model. I don't know much about the state of the art in POS transactions, but do know to beat using my CC it must be no more than "grab device, wave near target[, clerk verifies picture]".
- danudey 15y agoUnless it's built into the OS. For example, NFC communications could function just like a PayPass-type card. Unlock your phone, tap it to the reader, a confirmation pops up (optional), and you're off. It's actually much easier than your CC, because you have to dig that out of your wallet, which you have to dig out of your jacket/purse, etc. Most people keep their phones handier than their wallets, and even if they don't they don't have to take anything out of it and juggle the components in both hands.