Ugh. Sorry to hear that, what a nightmare. First world countries tend to be better in this respect. I'm in the UK, and the worst that I've seen is that you need

Ugh. Sorry to hear that, what a nightmare. First world countries tend to be better in this respect. I'm in the UK, and the worst that I've seen is that you need a phone to receive text messages for 2FA from the bank. What if you're abroad and can't receive those text messages??