I agree 100%. In America the capitalist dream of competition and technological innovation actually driving costs lower for the consumer has mostly just died in

I agree 100%. In America the capitalist dream of competition and technological innovation actually driving costs lower for the consumer has mostly just died in almost every category. Any savings are now passed onto a cabal of private equity firms and legislatively-entrenched insurance corporations. Goodhart's Law is in full force, and the measure of business health, profit, has become the target, rather than consumer welfare and rights. Boy have we optimized for profit at the expense of anything else.