Re. "non-issue": if you don't send privileged information across an insecure link, that information can't be intercepted on that link. If the WWW were insecure,

Re. "non-issue": if you don't send privileged information across an insecure link, that information can't be intercepted on that link. If the WWW were insecure, we wouldn't use it to do things that require security. We'd use the systems the internet replaced instead (primarily interaction with real people in brick-and-mortar settings).