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Switzerland is very close to the US model, where everyone is required to purchase private insurance. But the plans are cheaper with better coverage.
by qgin 3y ago
Switzerland is very close to the US model, where everyone is required to purchase private insurance. But the plans are cheaper with better coverage.
- unglaublich 3y agoMandatory health insurance is as far from the US model as it gets, no? Most EU countries have a healthcare model like Switzerland where you have mandatory private insurance. It's only more expensive in CH than in many EU countries because the state doesn't directly subsidize the healthcare insurers. Think ~5k$ premiums + ~3k$ deductibles.
- FirmwareBurner 3y ago>Most EU countries have a healthcare model like Switzerland where you have mandatory private insurance. No they don't. Most EU healthcare systems are socialized and publicly run by the state, with the option of paying private for better/faster services on non-life-threatening issues where the public system is overcrowded, or for things not covered by the state insurance. The likes of Switzerland and a few others like the Netherlands where health insurance is fully private like in the US, are the exception. But AFAIK in CH/NL the state will still subsidize your healthcare anyway if you're below the poverty line and too broke to afford the private plans.
- misja111 3y agoYes, but the premium can be deducted from taxes, also cantons offer health insurance subsidy for families with low income.
- densh 3y agoPremium deduction gives you a 20-30% discount depending on your residence canton and income. It’s still not free by any means.