Before a very small amount of years ago, we couldn't check our bank account balances by logging onto the internets. We called or visited a bank teller in person

Before a very small amount of years ago, we couldn't check our bank account balances by logging onto the internets. We called or visited a bank teller in person. gasp! If a person can't handle 2fa, do they really need to be using online services that are important enough to warrant using 2fa? I imagine the world will advance and this will become easier over time, but for now single player security across wires is complicated.